Camila Restrepo
Loan officer · Credit union · NMLS registered · Consumer and first mortgage
Boise, IDcamila.restrepo@example.com(555) 273-9048
Summary
Loan officer at a credit union, federally registered rather than state licensed, after two years in member services. Closed 78 consumer loans and 31 first mortgages in 2025 for $14.2 million, with 71% of the mortgage units purchase business.
Experience
Loan officer
Feb 2025 – Present
Owyhee Canyon Credit Union · Boise, ID
- Closed 78 consumer loans and 31 first mortgages in 2025, $14.2 million funded in total.
- Maintained purchase business at 71% of mortgage units against a 54% branch average.
- Analyzed 210 applications against debt-to-income and collateral policy at a 64% pull-through rate.
- Generated 22 referral partners across 3 real estate offices and 1 builder in 18 months.
- Modeled 3 payment scenarios on every application and cut rate-lock fallout to 6%.
Member services representative
Jul 2022 – Jan 2025
Owyhee Canyon Credit Union · Boise, ID
- Processed 340 member transactions a week and opened 210 deposit accounts in 2024.
- Delivered 96 lending referrals in 2024, of which 38 funded for $1.9 million.
Education
Bachelor of Business Administration in Finance
Aug 2018 – May 2022
Snake River Valley University · Boise, ID
Skills
- Lending
- Loan origination, Credit analysis, Debt-to-income analysis, Consumer lending
- Mortgage
- Mortgage lending, Fannie Mae Desktop Underwriter, Freddie Mac Loan Product Advisor, Pull-through rate
- Client
- Customer referrals, Business development, BSA/AML compliance, Know Your Customer (KYC)
Certifications
NMLS registration, federal. No state MLO license required at a credit union
Feb 2025
Nationwide Multistate Licensing System and Registry





